Since 1984, NEFE has been addressing youth financial literacy with the nationally known NEFE High School Financial Planning Program® (HSFPP). The HSFPP consists of a student manual, instructor’s manual with lesson plans and visual aids, and a dynamic suite of web pages that offer a large, continually growing collection of resources, articles, and financial tools for teachers, students, and parents.

To learn more about the High School Program and order materials, visit our website:

Program Goals

The National Endowment for Financial Education is dedicated to inspiring empowered financial decision making for individuals and families through every stage of life. The high school program specifically focuses on basic personal finance skills that are relevant to the lives of pre-teens, teens, and young adults to lay a solid foundation for financial independence and future financial decisions.

As a result of taking part in the NEFE High School Financial Planning Program, students will build confidence, apply practical skills, and exhibit sensible behaviors related to money management. Specifically, they will . . .

• build confidence to make financial decisions related to managing personal financial resources, building earning capacity, protecting assets, and adapting to unexpected events
• apply sound foundational financial decision making principles immediately after completing the program and in the future
• exhibit mindful money management behaviors that will be of immediate and future benefit to themselves and their families
   

Program Outcomes

Mastery of lesson competencies will lead to varying degrees of mastery of the HSFPP program outcomes:

• Manage personal spending [Money Management]
• Control personal credit and debt [Borrowing]
• Boost personal earning capacity [Earnings]
• Put personal assets to work to build personal wealth [Saving, Investing]
• Use financial services in sensible and wary manner [Financial Services, Fraud]
• Protect personal property and financial resources [Risk Management, Insurance]

The following transferable skills are reinforced throughout the program:

• Set SMART financial goals
• Use a decision making process to weigh the options and consequences when making spending decisions
• Analyze how personal values impact spending behaviors
• Utilize resources that are credible and timely
• Manage personal financial records

HSFPP Program Highlights

• Guides students to take action and increase financial IQ
• Flexible and easy to use
• Noncommercial
• Available at no cost
• Created by top educators and financial professionals
• Linked to education standards in all 50 states and to several national subject-area standards

History

Since its beginnings in the 1980's, the program has reached nearly 8 million students and individuals in schools, youth organizations, community programs, and many other settings in all 50 states and the District of Columbia, and at U.S. installations around the globe.

Over the years, NEFE has partnered with two national organizations that are committed to financial education: the National Institute for Agriculture & Food (NIFA), USDA, and participating Land-Grant University Cooperative Extension Services, and the Credit Union National Association (CUNA), and America’s Credit Unions.