Ongoing Research Projects

Listed below are the projects that are currently in progress. Check back often for updates and new findings!


Financial Behavior, Debt, and Early Life Transitions: Insights from the National Longitudinal Survey of Youth, 1997

The Ohio State University – Scheduled for Completion June 30, 2014

  • Principal Investigators: Randy Hodson and Rachel E. Dwyer
  • Debt is emerging as a typical accompaniment to early life transitions, such as college attendance, exiting the parental home, and establishing an independent household and family. Debt and challenges of financial management are thus becoming deeply embedded in the lived experiences of young Americans as they transition toward adulthood.

The Significance of Gender for Savings and Retirement

University of Notre Dame du Lac - Scheduled for Completion June 30, 2014

  • Principal Investigator: Karen Richman
  • To conduct an ethnographic study that has broad application beyond Latinos to illuminate how gender affects savings and retirement in diverse populations, including ethnic groups, classes, ages, families and generations

Cognitive Capabilities, Decision-Making Ability, and Financial Outcomes Across the Lifespan

Columbia University – Scheduled for Completion January 31, 2014

  • The purpose of this project is to better explain both younger and older people's financial situations and aid their financial decisions by understanding how financial behaviors relate to cognitive ability and financial ability. A current panel of measures will be combined with anonymized credit report data to be purchased from a major credit reporting firm. This will allow an examination of how temporal discounting, loss aversion, financial literacy and debt literacy relate to a range of important financial outcomes (337 fields).

Early Warning Signs of Impaired Financial Skills in Older Adults

University of Alabama (Birmingham) - Scheduled for Completion August 1, 2015

  • Principal Investigator: Daniel Marson
  • The purpose of this project is to support sophisticated statistical analyses of a unique, federally funded longitudinal study of financial capacity in the elderly and to identify very early financial skill declines in cognitively normal older adults.

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  • Billy J. Hensley, Ph.D.

    Director of Education

    Direct: 303-224-3505

  • Mary Hoch

    Manager, Grants and Research

    Direct: 303-224-3513