Ongoing Research Projects

Listed below are the projects that are currently in progress. Check back often for updates and new findings!

Financial Behavior, Debt, and Early Life Transitions: Insights from the National Longitudinal Survey of Youth, 1997

The Ohio State University – Scheduled for Completion December 31, 2013

Principal Investigators: Randy Hodson and Rachel E. Dwyer
Debt is emerging as a typical accompaniment to early life transitions, such as college attendance, exiting the parental home, and establishing an independent household and family. Debt and challenges of financial management are thus becoming deeply embedded in the lived experiences of young Americans as they transition toward adulthood.

University of Colorado - Scheduled for Completion May 31, 2013

Principal Investigator: John G. Lynch
The purpose of this project is to conduct a meta-analysis that will help current and future financial education researchers to understand why some studies show strong effects of financial literacy and others weak or no effects.

University of Notre Dame du Lac - Scheduled for Completion February 28, 2013

Principal Investigator: Karen Richman
To conduct an ethnographic study that has broad application beyond Latinos to illuminate how gender affects savings and retirement in diverse populations, including ethnic groups, classes, ages, families and generations

Columbia University – Scheduled for Completion January 31, 2014

The purpose of this project is to better explain both younger and older people's financial situations and aid their financial decisions by understanding how financial behaviors relate to cognitive ability and financial ability. A current panel of measures will be combined with anonymized credit report data to be purchased from a major credit reporting firm. This will allow an examination of how temporal discounting, loss aversion, financial literacy and debt literacy relate to a range of important financial outcomes (337 fields).