Ongoing Research Projects

Listed below are the projects that are currently in progress. Check back often for updates and new findings!


Financial Capability Among Young Adults

George Washington University – Scheduled for Completion June 20, 2015

  • Principal Investigator: Annamaria Lusardi
  • The purpose of this project is to analyze financial capability among young adults using data from the 2012 National Financial Capability Study (NFCS).

Early Warning Signs of Impaired Financial Skills in Older Adults

University of Alabama (Birmingham) - Scheduled for Completion August 1, 2015

  • Principal Investigator: Daniel Marson
  • The purpose of this project is to support sophisticated statistical analyses of a unique, federally funded longitudinal study of financial capacity in the elderly and to identify very early financial skill declines in cognitively normal older adults.

Social Influences on Financial Decision Making

Duke University – Scheduled for Completion October 31, 2016

  • Principal Investigators: Scott A. Huettel and Rachel Kranton
  • The purpose of this project is to evaluate how social influences (e.g., social norms, information provided by friends and relatives) shape financial literacy and decision making within adolescents and young adults. Funding will support experiments that will use methods from neuroscience (e.g., functional MRI) and marketing science (e.g., eye tracking) to uncover the mechanisms of financial behavior and how social influences can lead to either positive or negative financial decisions.

Building Financial Self-Efficacy in Low Income Young Children

University of Kansas – Scheduled for Completion August 31, 2017

  • Principal Investigator: Barbara J. Phipps
  • The purpose of this project is to gain insight into the effects of financial education and Child Savings Accounts (CSAs) on five- to nine-year-old children’s financial knowledge and emerging identities of financial and educational success.

Untangling the Determinants of Retirement Savings Balances

The New School – Scheduled for Completion January 5, 2017

  • Principal Investigator: Teresa Ghilarducci
  • The purpose of this project is to determine how life events, such as unemployment spell, disability, marriage, and divorce impact retirement savings, and how these impacts differ by race, sex, and income categories


  • Billy J. Hensley, Ph.D.

    Director of Education

    Direct: 303-224-3505

  • Mary Hoch

    Manager, Grants and Research

    Direct: 303-224-3513