Welcome to the National Endowment for Financial Education.

NEFE Research

NEFE encourages better understanding of personal finance by identifying and promoting in-depth exploration of financial issues of concern to the public. We do this through research studies, conferences, symposia, think tanks, round-table discussions, and other activities that we sponsor.
Ongoing Research Projects

Ongoing Research Projects

by NEFE Grantees

NEFE provides research funding for exploratory projects on personal finance and financial behaviors. We currently have several projects in progress, including research on young adults, debt, and the diminished capacity of aging Americans. Please check this page for information and updates for ongoing projects.

Financial Fragility in the US: Evidence and Implications

Financial Fragility in the US: Evidence and Implications

by George Washington University

This study, funded by a grant from NEFE to George Washington University, analyzes financial fragility measures across two different datasets and gains additional insight from focus groups about people’s capacity to cope with unexpected expenses.

APLUS Wave 4: Adult Fiscal Competency: An Analysis of Financial Behavior During the Transition to Adulthood

APLUS Wave 4: Adult Fiscal Competency: An Analysis of Financial Behavior During the Transition to Adulthood

by University of Minnesota

This study, funded by a grant from NEFE to University of Minnesota, examines emerging adult financial behavior as a decision making process leading to adult thriving. This is the fifth installment of the longitudinal Arizona Pathways to Life Success (APLUS) study, which has been following a large, diverse college student sample since 2008.

Enhancing Retirement Savings with School-Based Financial Education

Enhancing Retirement Savings with School-Based Financial Education

by George Washington University

This study, funded by a NEFE grant to George Washington University, analyzes findings from the OECD’s 2012 PISA financial literacy data and their implications for the development of sustainable retirement systems.

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