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The Personal Finance Ecosystem

The Personal Finance Ecosystem is a visual roadmap that lays out the foundations that underpin an individual’s state of financial well-being. It was developed by NEFE to demonstrate financial education’s role in an individual’s financial well-being and within the broader environment.

In doing so, it gives context to the factors that influence financial well-being and manages expectations for what interventions and efforts aimed at influencing financial well-being realistically can achieve.Image of the NEFE personal finance ecosystem framework

This is the third iteration of the Ecosystem and is an evolving framework, subject to change. More historical context, as well as links to the first two versions, is available for reference.


An Introduction to NEFE's Personal Finance Ecosystem


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