Group of students working with an instructor

NEFE High School Financial Planning Program® (HSFPP)

Empower Teens to Map Their Future

Free comprehensive personal finance curriculum

NEFE has promoted financial literacy to teachers and teens for more than three decades through its flagship program—an award-winning, evaluated and noncommercial financial education curriculum. The NEFE High School Financial Planning Program (HSFPP) is proven effective and makes it easy to empower teens with money management skills.

  • Relevant, hands-on learning for teens, grades 8-12
  • Turnkey instructor resources for in-person learning: lesson plans and presentations
  • Student workbooks and learning materials
  • Standalone lessons, each 45 to 90 minutes
  • Competency-based; aligned with national academic standards
  • In-person learning for classroom or workshop settings
  • No cost to download or order

HSFPP Evaluation

HSFPP Found to Positively Impact Teen Confidence and Behavior

Periodically, the HSFPP commissions third-party evaluators to assess how well its curriculum is meeting the needs of teachers and students. The Economics Center at the University of Cincinnati conducted the latest evaluation over the 2016-2017 school year.

In addition to assessing the HSFPP, this evaluation is a snapshot of teen financial education as a whole—and it offers insight into how schools can create the ideal climate for improving students’ financial capability.

Key Findings

This evaluation confirms that financial education increases teens’ confidence, knowledge and skills. Whether it is the HSFPP or another program, positive gains in financial education appear to be linked to a number of factors, including whether or not it is required by the school district. Although students receiving any type of financial education benefit over those who do not, students receiving financial education based predominately on the HSFPP outpace those learning from other curricula and resources in positive behavior formation and confidence.

The HSFPP is reaching students that other programs miss. Teachers in districts with no financial education requirement are more likely to use the HSFPP than those in districts with a partial or full requirement.

HSFPP students have greater average gains in confidence. Students report having money management conversations with family and friends based on what they learned from the HSFPP.

HSFPP students are better at demonstrating and forming positive behaviors. Students report developing money management plans, opening savings accounts and paying more attention to spending habits as a result of the HSFPP. 

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