Financial Education Mandates Report

Dr. Michael Gutter of the University of Florida recently completed an independent evaluation of high school personal finance standards. Through research at 15 college campuses across the U.S., Gutter examined the relationship between exposure to varying state mandates for high school financial education and college students' financial knowledge, financial dispositions, and financial behaviors.

Funded by the National Endowment for Financial Education® (NEFE)® and completed in December 2009, this report, entitled Financial Management Practices of College Students from States with Varying Financial Education Mandates, concludes that the remaining 10 states without standards clearly should consider adopting standards as a minimum. Adopting standards that require courses and assessment is the ideal.

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