An Examination Of The KMSI-R: Relationship To Financial Literacy And Cross-Racial Validity

This project explored the Klontz Money Script Inventory-Revised (KMSI-R), a free online tool that assesses individuals’ money beliefs (e.g., beliefs) to help improve consumers’ financial well-being. The study examined which money scripts are most at risk for lower financial literacy and financial self-efficacy to allow practitioners to intervene, assess the KMSI-R's validity on non-White samples, and suggest measurement improvement.